Turn Signal

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Car Carma: Tickets And Accidents; "Forget About World Peace...visualize using your turning signals!

Though every state is different, one universal truth is that all tickets remain on your record for five years and affect your insurance rates for three.

Ticket Classifications: These tickets are divided into 3 classifications: minor, major and serious convictions, including criminal acts. All ticket classifications, regardless of demerit points, have the potential to affect your insurance rate.

Parking Tickets: Parking tickets do not affect your driving license, insurance record, and do not appear on your driver record.

The consequence of not paying a parking ticket means that your license plate will not be renewed. In other words, you will not be able to get your renewal "sticker".

Minor, Major & Serious Tickets: though laws differ from state to state, here's a list of ticket classifications that affect your insurance rate for minor, major, serious, and criminal convictions:

Minor Tickets

Crowding Driver's Seat
Defective Brakes
Drivers License Violations
Failing To Share The Road
Failing To Signal
Failure To Use Seatbelts
Failing To Yield
Failing To Yield To A Pedestrian
Failure To Surrender Your License
Failure To Produce Evidence Of Insurance
Failure To Produce Or Carry Insurance Card
Following Too Closely
Headlight Offences
Improper Driving In A Bus Lane
Improper Lane Change
Improper Opening Of Door
Improper Passing
Improper Towing
Improper Turn
Improper Use Of Divided Highway
Insecure Load
Obstructing Traffic
Overloading
Use Of Radar Warning Device
Improper Railway Crossing
Speeding
Stop Sign Infraction
Stunting / Drag Racing (Though many states are taking this more seriously of late, resulting in more serious consequences)
Traffic Light Infraction
Trailer Passenger
Unnecessary Noise
Unnecessary Slow Driving
Unsafe Move
Unsafe Or Prohibited Turn
Unsafe Vehicle
View Obstructe
Wrong Way On One Way
Obstruction Of View
Obstruction Of License Plate
Driving without an up to date Inspection Sticker

Major Tickets

Failure to Report Damage to Highway Property if you caused the damage
Speeding 6 MPH or more over posted speed limit
Failing To Report An Accident
All Insurance Offenses
Operating Your Own Motor Vehicle With No Insurance
Driving With No Insurance
Produce False Evidence
Driving In Contravention Of Restrictions
School Zone, Improper Passing Zone
School Bus, Improper Passing, Fail To Stop
G1 (Beginner's License) Accompanying Driver's Fail/Refuse To Provide Breathalyser
G1 Driver Unaccompanied By Qualified Driver
G1 Accompanied Driver Excess Blood Alcohol
G1 Driver With Out Front Seat Passenger
G1/G2 Drive With Excess Passengers
G1 Driver On Prohibited Highway
G1/M1 (M1: Beginner's Motorcycle License) Driving At Unlawful Hour
M1 Driving A Motorcycle With A Passenger
M1 Driving A Motorcycle On A Prohibited Highway
Speeding in a construction zone is double the fines and points
False Statements of Insurance

Serious & Criminal Convictions

Driving While Intoxicated (DWI); Typically characterized as a Blood Alcohol Level over .8. Also, Driving Under the Influence (DUI) is typically a Blood Alcohol of .7 or higher. All of these, however, vary from state to state.
Careless Driving; Undue Care Or Attention (varies by degree)
Criminal Negligence
Dangerous Driving
Driving While Under Suspension
Failing To Obey Police (Some companies will not see this as chargeable)
Failing To Remain At An Accident Scene
Motor Manslaughter
Racing
Refuse Breathalyser
G1/G2 drive with alcohol in blood
M1/M2 drive with alcohol in blood
All Serious Convictions; Can Be Unspecified

About the Author

Warren Romanow has been in the interconnect industry since 1984.

He has held the positions of, Vice President; Telrad Canada, President; Comtel Data Group, C.E.O.; Comtel International and owner; DataNet Telesys Group.

Warren has worked with companies and installed telecommunications equipment in Canada, United States, Egypt and Saudi Arabia.

Warren resides in Forest Falls, California where he operates Zero1T1, Inc., BlackberryWirelessPhone, WinningOnTheInterne, and the good folks at Car Carma. These sites are consumer advocate based.

Warren is a member of the International High IQ Society (membership number 3378 / I.Q. of 138). He has written a book entitled; Creating Your Own IP Networks, which is available from virtually every on-line re-seller.

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